Various businesses and the products they sell may fall under prohibited merchant types and cannot be onboarded to any of the platforms we provide.
Regulated or illegal products and services
Adult material and entertainment
Includes adult or sexually oriented products, services and media; gentlemen’s clubs can be worked with.
Escort services (sexually suggestive)
Includes merchants with sexually oriented marketing offering dating, escort and companionship services.
Cable box descramblers
Includes all devices or software designed to circumvent copyright protection techniques.
Counterfeit goods
Replicas and/or reproductions of original luxury goods, including ‘tribute’ items, such as Louis Vuitton bags, Gucci, Rolex, etc.
Drug paraphernalia
Includes products generally used for the consumption or distribution or illegal substances.
Marijuana or drug sales
Includes all types of drugs that are illegal under any law, including medical marijuana, regardless of individual State laws.
Gambling / Sports forecasting
Includes all gambling, wagering, lottery, fantasy sports, casino chips and off-track betting activity. Also includes lottery sales, horse racing, dog racing and skill games.
Financial and professional services
Check cashing
Includes businesses primarily engaged in check cashing services.
Collection agencies
Uncollectable debt.
Marketing permission
Includes all services designed to pay credit card balances due to unemployment or exigent circumstances.
Credit repair services
Includes all services and counseling purportedly designed to repair consumer or business credit.
Crowdfunding
(I.e. Kickstarter, GoFundMe).
Debt consolidation
Includes all entities offering to consolidate debt, debt relief and credit Insurance.
Investment opportunities and Ponzi schemes
Includes all forms of securities, stocks, bonds, futures and cash gifting activity.
Online auctions
CNP auctions, including penny auctions.
Payday lending
Includes all entities primarily offering short-term loans, title loans and cash advance services.
Products or services that are otherwise prohibited by our financial partners
Non-U.S. based businesses
Business physically located outside the U.S. / offshore merchants.
Airlines
Includes charters, private jets and aircraft lease payments, regional, national and international airlines.
Charters and Tours
Excluding day trips.
Cruise Line
Includes all regional and international cruise lines, charter services and vacation packages involving cruises.
Direct Marketing
Catalog businesses, continuity, subscriptions, inbound and outbound telemarketing.
Travel agencies and tour packages
Includes all travel and tour packages, discounted travel voucher and coupon programs.